Credit Authorization
Last Updated: October 29, 2025
This Credit Authorization explains how Bimini Loan: Find Borrow Money, operated by BIMINI LOAN, LLC, may use and share your information when helping you explore potential loan options.
By submitting your information through Bimini Loan: Find Borrow Money, you agree to the practices described below.
1. No Hard Credit Checks by Bimini Loan: Find Borrow Money
Bimini Loan: Find Borrow Money does not run hard credit pulls or make lending decisions. We do not directly access your full credit report.
Any credit review performed for a loan offer is conducted solely by the third-party lender you choose to work with.
2. Information You Authorize Us to Share
By using Bimini Loan: Find Borrow Money, you authorize us to share the information you provide with our network of third-party lenders or lending partners, including:
- Contact details
- Basic financial information
- Questionnaire responses
- Loan preferences and profile data
This sharing is done only to help match you with potential loan options.
3. Soft Credit Checks by Lenders
Some third-party lenders may perform a soft inquiry to review your eligibility or provide pre-qualification details. Soft inquiries do not impact your credit score.
Hard inquiries may only occur if you choose to proceed with a lender's application on their platform.
4. No Guarantees
Authorizing us to share your information does not guarantee:
- Loan approval
- A particular rate or amount
- Offers from specific lenders
All decisions are made independently by third-party lenders.
5. Accuracy of Information
You agree that all information you provide is accurate and may be used by lenders to evaluate your eligibility.
Providing false or incomplete information may affect your ability to receive offers.
6. Your Rights
You may stop using the service at any time. You may also request that we delete information associated with your account, subject to legal and operational requirements.
7. Contact Us
If you have questions about this Credit Authorization, contact us at:
support@biminiloan.com